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HESC Encourages
You to Have a Co-signer

  • To achieve the best loan rates and fees, HESC strongly encourages you to have a co-signer. HESC Marketplace will pre-qualify your co-signer too.

Benefits of HESC Marketplace

  • Learn and make decisions about private education loans quickly and easily on one site.
  • See real loan terms from lenders, sort and compare them easily, and select the best option with just one credit check.
  • Compare up to three loan products side-by-side in great detail. Identify the loan products that best meet your financial needs.
  • Tap into extensive help text and a Learning Center to better understand the financial aid process and loan terms.

Download a printable HESC Marketplace Fact Sheet
HESC Student Loan Marketplace is a dynamic new interactive Web site that lets students who’ve exhausted their federal and state financial aid learn about and compare private education loans with reliable and personalized pricing.

Just one visit to the HESC Marketplace Web site and you’ll get:
  • A list of private loan products from multiple lenders for which you are prequalified
  • All the facts and information you need to evaluate those options
  • Trustworthy and genuine private loan terms that you can compare quickly – and with only one credit check your credit score will be preserved

HESC Marketplace gives you real financing options — not "as low as" promotions that leave you to face higher rates or fees later.

By providing multiple private loan options, HESC Marketplace helps you select the best loan option to meet your college financing needs.

One Credit Report, No Penalty

A high credit score is important for keeping the cost of borrowing low. Yet, your credit score may be impaired if several lenders obtain a credit report in response to your submitting several applications, making it difficult to “shop” for loans.

With HESC Marketplace, a single credit report determines eligibility and pricing for multiple loan products, using the lenders’ qualification guidelines, without each lender obtaining a new credit report.

How it Works

Start at HESC Marketplace’s Learning Center for helpful information about managing your finances and paying for college – including strategies for smart borrowing, budgeting and managing credit cards.

When you’re ready, go to the Loan Center and complete and submit a simple personal information form. Instead of being directed to individual lender Web sites, you’ll view a list of loan terms for which you are eligible, as well as reliable pricing. You can sort and compare these loans in detail before making a decision.

Get Started

If you've exhausted your federal loan eligibility and need a private loan, visit HESC Marketplace.com.