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High School Counselors
Financial Aid Professionals
| Federal Direct Loan Limits (Dependent Undergraduate Students) | ||
| School Year | Annual Loan Limits | Aggregate Loan Limits |
| Freshman | $5,500 ($3,500 between base subsidized and unsubsidized, plus an additional $2,000 unsubsidized) | $31,000 (up to $23,000 may be subsidized) |
| Sophomore | $6,500 ($4,500 between base subsidized and unsubsidized, plus an additional $2,000 unsubsidized) | |
| Junior or Senior | $7,500 ($5,500 between base subsidized and unsubsidized, plus an additional $2,000 unsubsidized) | |
| Federal Direct Loan Limits (Independent Undergraduate and Graduate Students) | ||
| School Year | Annual Loan Limits | Aggregate Loan Limits |
| Freshman | $9,500 ($3,500 between base subsidized and unsubsidized, plus an additional $6,000 unsubsidized) | $57,500 (up to $23,000 may be subsidized) |
| Sophomore | $10,500 ($4,500 between base subsidized and unsubsidized, plus an additional $6,000 unsubsidized) | |
| Junior or Senior | $12,500 ($5,500 between base subsidized and unsubsidized, plus an additional $7,000 unsubsidized) | |
| Graduate/Professional | $20,500 ($8,500 between base subsidized and unsubsidized, plus an additional $12,000 unsubsidized) | $138,500 (up to $65,500 may be subsidized; including undergraduate Stafford Loan amounts) |
| Federal Direct PLUS Loan Limits | ||
| School Period | Annual Loan Limit | Aggregate Loan Limit |
| Undergraduate | Cost of attendance minus other financial aid, per dependent student | None |
| Federal Direct Graduate/Professional PLUS Loan Limits | ||
| School Period | Annual Loan Limit | Aggregate Loan Limit |
| Graduate | Cost of attendance minus other financial aid | None |
| Federal Perkins Loan Limits | ||
| School Period | Annual Loan Limits | Aggregate Loan Limits |
| Undergraduate | $5,500 | Freshman and Sophomore - $11,000 Junior and Senior - $27,500 |
| Graduate | $8,000 | $60,000 (includes all undergraduate and graduate study) |