Question of the Month

Throughout the year, the HESC Policy Panel receives many questions from College Administrators and Lenders on topics of broad interest to colleagues. Each month, HESC recognizes the author of the most challenging question, featuring that question and its answer in the "What's New" sections of the Lender and College Administrator home pages.

Submit Your Own Question

You can try to stump the HESC Policy Panel. Submit your toughest loan policy questions to askpolicy@hesc.org. All questions will be answered quickly.

Question of the Month Summary

Click a link below to read each winning question and answer.


November 2009: Disabled Veterans Total Permanent Disability Discharge
October 2009: Teacher Loan Forgiveness Forbearance
September 2009: Adverse Credit and Extenuating Circumstances
August 2009: Teacher Loan Forgiveness/Defaulted Loans
July 2009: Paying Prior-Year Charges
June 2009: Loan Eligibility at a Proprietary School
May 2009: Post Enrollment Deferment
April 2009: Eligible Parent PLUS Borrowers
March 2009: Unsubsidized Loan for a Dependent Student
February 2009: Multiple School Enrollment
January 2009: Loan Certification for a Late Disbursement
December 2008: Lender Credit Standards for PLUS loans

Archived Question of the Month Topics

If you would like a copy of any of the following archived questions and answers please e-mail mcoli@hesc.org

Archived Question of the Month Topics
Description	Date
Certification of High School Diploma or GED	November 2008
Initial Loan Counseling	October 2008
Disbursing Funds to Pay a Student's Minor Prior Year Charges	September 2008
Loan Eligibility and School Certification	August 2008
Repayment Options for Parent PLUS Loans	July 2008
Common Manual Access	June 2008
Web Site for Designated Low Income Schools	May 2008
HEROES Act Payment Waiver for Certain Defaulted Borrowers	April 2008
Initial Loan Counseling Requirements	March 2008
Bankruptcy and Loan Eligibility	February 2008
New Loan Certification When Transferring Schools	January 2008
Eligibility of PLUS Loans for Teacher Loan Forgiveness	December 2007
Handling of Student Aid When a Student Withdraws Due to Military Mobilization	November 2007
Delivery Time Frames for Individual Loan Checks from Lenders	October 2007
Loan Eligibility for Enrollment at Multiple Schools	September 2007
Teacher Loan Forgiveness/Changing Schools	August 2007
Reestablishing Deferment Eligibility After Default	July 2007
Timely Loan	June 2007
Expiration of an MPN	May 2007
Death of a Parent Borrower and Delivery of loan Proceeds	April 2007
Consolidation Loans and the Cohort Default Rate	March 2007
Teacher Loan Forgiveness	February 2007
Loan Eligibility Using a Borrower Based Academic Year	January 2007
Required Disbursement Amounts	December 2006
Teacher Loan Forgiveness	November 2006
In School Certification	October 2006
Teacher Loan Forgiveness	September 2006
Graduate/Professional PLUS Loans	August 2006
Military Deferments	July 2006
Consolidation Before July 1, 2006	June 2006
Upcoming Change in Consolidation Loans	May 2006
Collection Suspended for Military Duty	April 2006
Exit Counseling Requirements	March 2006
Federal PLUS loan eligibility	February 2006
Teacher Loan Forgiveness	January 2006